The rules for using Lumo.

Lumo is a creator workspace available through supported apps, websites, cloud services, connected-device features, and AI-assisted workflows. Features can vary by device, operating system, build, region, account, plan, and selected provider.

Subject to these Terms, we grant you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to install and use Lumo for your own internal personal or business purposes. We reserve all rights not expressly granted.

You must provide accurate information, keep it current, protect your credentials and connected devices, and promptly notify us of suspected unauthorized access. You are responsible for activity performed through your account unless applicable law says otherwise.

Do not share credentials, transfer an account, impersonate another person, or create accounts through deceptive or automated means. We may require verification, rate-limit sign-in attempts, or take protective action when we detect account risk.

Prices, billing interval, currency, taxes, plan entitlements, and any proration are shown before you confirm checkout. Annual plans are generally charged upfront even when the website displays a monthly equivalent. You authorize Stripe and us to charge the selected payment method for the initial term and each renewal.

Unless checkout states otherwise, paid subscriptions renew automatically for the same monthly or annual interval until cancelled. You may cancel through the browser-based billing portal. Cancellation takes effect at the end of the current paid period, and access normally continues until then. Uninstalling an app does not cancel a subscription.

Payments are final and non-refundable, and we do not provide partial-period credits, except where required by law or expressly stated in a written offer. If a payment fails, we may retry it, limit paid features, suspend service, or move the account to a free plan. Contact support promptly if you believe a charge is incorrect.

We may change plan prices. For an increase to a recurring subscription price, we will provide at least 30 days' notice where reasonably possible, and the new price will apply no earlier than the next renewal so you can cancel before it takes effect. Mandatory cancellation and refund rights under local law remain unaffected.

Free and paid plans can include different features, model access, quality levels, speed, storage, request limits, usage windows, and support. Current descriptions are shown on the pricing and checkout pages. A plan does not guarantee unlimited or uninterrupted use unless we expressly say so.

Usage allowances normally reset according to the displayed window and do not roll over, transfer, convert to cash, or acquire monetary value. We may reasonably adjust technical limits to prevent abuse, protect availability, comply with provider constraints, or reflect product changes.

Between you and TacticSpace, you retain any rights you have in prompts, files, messages, images, audio, instructions, and other materials you provide ("Input") and in content returned to you by Lumo ("Output"), to the extent permitted by applicable law. Output may be subject to third-party rights and may not be unique.

You grant us a worldwide, non-exclusive, royalty-free license to host, copy, transmit, modify, and otherwise process your content only as reasonably necessary to provide, secure, maintain, troubleshoot, and support Lumo, follow your instructions, and comply with law. Our handling of personal information is described in the Privacy Policy.

You are responsible for having the rights and permissions needed for your Input and intended use of Output, and for keeping independent backups of important files. Do not provide content that you are not authorized to process.

Lumo is not a substitute for legal, medical, financial, employment, safety, or other professional advice. Do not use Output as the sole basis for high-impact decisions about a person. You remain responsible for actions you authorize Lumo, an agent, a tool, or a connected service to perform on your behalf.

Lumo can connect to AI providers, payment processors, hosting services, operating-system features, websites, tools, skills, and other third-party services. Their terms, privacy notices, availability, pricing, limits, and output rules may apply in addition to these Terms.

We do not control and are not responsible for third-party services, their content, security, outages, changes, actions, charges, or decisions. If you supply your own provider key or connect an account, you are responsible for that relationship, authorization, configuration, and resulting fees.

Lumo, including its software, design, branding, documentation, workflows, and service technology, is owned by TacticSpace or its licensors and protected by intellectual-property laws. These Terms do not transfer ownership of Lumo or our trademarks to you.

If you voluntarily provide ideas, suggestions, or feedback, you grant us a perpetual, worldwide, royalty-free, transferable, and sublicensable right to use it without restriction or compensation to you. Do not submit feedback you expect us to keep confidential.

We may update Lumo automatically and may add, change, limit, pause, or discontinue features, models, providers, integrations, or plans. We do not promise that any feature will remain available, compatible, error-free, secure, or unchanged, or that defects will be corrected.

Preview, beta, experimental, or early-access features are provided for evaluation, may be less reliable or secure, can change without notice, and may never become generally available. They are used at your own risk and without service-level commitments.

We are not liable for service interruption or discontinuation. If mandatory law requires a remedy for discontinuing a prepaid service, that remedy will be limited to the unused prepaid portion required by law.

You may stop using Lumo at any time. We may restrict, suspend, or terminate access, remove content, or close an account when we reasonably believe you breached these Terms, payment is overdue, activity creates risk or harm, law requires it, or continued service is no longer practical. We may act immediately where urgency or security requires.

Deleting an account may immediately end paid access, cancel associated subscriptions, and delete cloud workspaces and content. Local files on your own devices may remain until you remove them. Export or back up anything you need before deletion. Some records can be retained as described in the Privacy Policy.

Sections concerning ownership, payment obligations already incurred, content responsibility, disclaimers, liability limits, indemnity, disputes, and other provisions that should reasonably survive will remain effective after termination.

These exclusions and limits apply regardless of the legal theory, whether or not we were advised that damages were possible, and even if a limited remedy fails its essential purpose. They allocate risk between you and us and are a basis of the service and pricing offered.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited, which may include liability for fraud, willful misconduct, death or personal injury caused by negligence, or mandatory consumer rights depending on your jurisdiction.

If you download Lumo from an app store, the store's usage rules and terms also apply. The store operator is not a party to these Terms and is not responsible for Lumo, maintenance, support, product claims, or third-party claims, except for obligations it cannot lawfully exclude.

For Lumo obtained through Apple's App Store, the license is limited to Apple-branded products you own or control as allowed by Apple's Usage Rules. TacticSpace, not Apple, is responsible for Lumo and any support we promise. Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it after you accept these Terms.

Paid Lumo subscriptions are currently not sold through Apple in-app purchase. Access to a paid plan purchased through Lumo's web checkout remains subject to these Terms and applicable app-store rules.

Before starting formal proceedings, please send a written description of the dispute and requested resolution to [email protected]. You and TacticSpace agree to attempt in good faith to resolve the matter informally for at least 30 days, unless urgent injunctive relief or mandatory law requires otherwise.

These Terms are governed by applicable law, without displacing mandatory consumer protections. A dispute may be brought only before a court or tribunal with lawful jurisdiction. The governing jurisdiction and any mandatory dispute process may depend on TacticSpace's legal domicile and your place of residence.

If any provision is unenforceable, it will be limited or modified only as needed, and the rest remains effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a reorganization, financing, merger, sale, or transfer of the service. Neither party is liable for delay caused by events beyond reasonable control, except payment obligations already due.